I've been thinking for a while that if I get some well paying writing work, I'll join Kiva which I found through the blogging community. Today I took the plunge and have lent a few dollars to the La Segunda Rosa Group of Mexico. They are sheep farmers and needed money to feed their growing herd.
There are plenty of other deserving causes at Kiva and what happens is that your loan is eventually repaid so you can have your money back. But I expect I'll do what most lenders do and have it transferred to another borrower.
This has been made possible by some of the sub-contracted articles I'm expecting payment for this month and next, and possibly ongoing, which would be great. It has also meant I can move into the next phase of my home improvements and yesterday I got what seems to be a good deal on having my front guttering, sofits and facia replaced. But it's going to cost me a lot more than my Kiva loan.